"Change the traditional ways" is an overused phrase. In Vietnam, everybody uses money. Whether it's cash or with a credit card, kept in a bank or under a mattress, money enables the transfer of goods and services that improve people's lives. But the systems by which we transfer money have evolved very slowly. Money today is inefficient. And inefficiencies mean that things take longer and cost more than they need to. Quite often, these costs are borne by people who can least afford them. And it doesn't have to be that way.

Why is it easy to send money from the US to India, Philippines but very slow and expensive to send money to Vietnam? Why do so many Vietnameses have smartphones to access the internet, but no way to make a payment transaction?

We’re faster, safer, simpler and you can do it all your way, or on your mobile, to fit in with how we live today. Started in late 2014 we’ve rapidly grown into the country’s largest payout network with multiple payout channels. Currently we can receive money from over 190 countries, can transfer in over 50 currencies, and have technology that can reach almost every person’s bank account in the Vietnam. By keeping old generation to use Cash and enabling younger generation with a smartphone to make money move to any other smartphone from the world as quickly and easily as they receive a text message, we're creating a direct peer to peer model that doesn't even require a bank account to participate. We've cut out a lot of the players that slow things down. In payments terms, we're building our own "rails", making it both faster and less expensive to receive money from abroad, or to pay bills cross border. And doing it all from a single app. It's a complex process in the back end but we keep the front end dead simple, because we're dedicated to making the end user experience as easy as possible.

See our About Us page for more background. Our small team size means you'll be able to make a big impact, while our funding will give you the runway to do just that.

The market is huge, $650b global and $14 to VN in 2017. Solving this challenge isn't easy after all, if it were, everyone would be doing it. But if we succeed, it will be transformative.

Will we change the traditional ways? With your help, we just might and helping you reach your fullest potential. We know there’s more to life than work and that there’s a whole world outside our door. But we do want to make the time we all spend at Pay Way both productive and enjoyable. Interested?