

Pay Express enables customers to directly pay service providers abroad for recharge, topup, utilities, games, healthcare, loan repayments, school fees and much more without transferring money. Customers pay in their adopted country, using a payment card - or online banking - in local currency. For example, with Pay Express a Vietnamese living in the USA can pay a relative’s insurance bill in Vietnam, directly and without transferring money to do so.
Pay Express’s reasonable fees and competitive exchange rates, means it is often cheaper to pay a bill in this way than making a money transfer, with added single-step convenience and instant confirmation that a bill has been paid.
For the unbanked receiving family, it means that their bills get paid on time and removes the need for travelling or waiting-in-line. This saves them having to take time off work and the costs of travel too.